The Equity Building System

Lenders for years have been programming us how to pay our loans. They want us to pay this debt over the MAXIMUM term! Why is this? The reason is because the Lenders want to make the most amount of money possible off YOU, the debtor. This debt is the result of purchasing such things as a new home, car, boat or school loan. Since most of us really can't afford many of life's luxuries, we end up running up our charge cards! This is a terrible problem that afflicts most Americans. What can be done?

The solution is the Equity Building System (EBS)! The EBS is based on the sound financial concept of making one extra payment, per year, to principal. This is accomplished by systematically collecting ½ loan payment every other week. Since there are 52 weeks in the year, this totals 26 half payments. The 26 half payments are the equivalent of 13 full payment, with the extra payment being applied directly to principal. This simple concept can save tens of thousands of dollars over the course of your loans. The best thing is that GEMCAP does all of this for you. We combine state of the art technology and great customer service to make these savings a reality. Click on the links below to learn more and to start your savings NOW!

Sample Illustration

Debit Schedules

Common Questions and Their Answers 

How DoesThe EBS Work?

How Much Will My Total Interest Savings Be With The EBS?
What Happens With "Escrow" Payments?
How Will My Funds Be Collected?
When Will My Loan Payments Be Made?
What If I Change Bank Accounts?
What If I Sell Or Refinance My Property?
What Types OF Loans Can I Use The EBS Program For?
Who Do I Contact With Questions or Changes?

Printable Q&A | EBS Savings Guide