What Our Distributors Say About GemCap…

 

“I wanted to take a moment to thank GemCap, and the support staff, for the excellent service and support. As a mortgage broker, I am constantly looking for loan products and services that are beneficial to my clients and help separate my office from my competition. Offering your Equity Building System to my clients has helped me stay in touch and market a new product to my existing clients, which has helped me convert more prospects into loan clients. The EBS is truly a beneficial financial tool for my clients and a profitable product for my office. I look forward to helping more clients save money with the EBS and look forward to helping other mortgage brokers and financial planners create an additional revenue source by becoming GemCap distributors. Thanks GemCap!”

Michael Smela
Founder, PhysicianLender.com
Bloomfield Hills, MI

Michael’s Scotsman Guide Article

“I have been a representative of GemCap Equity Management now for about 3 months. My clients love the fact that they don’t have to pay upfront to enroll in the EBS program. GemCap does a nice job supporting our company with instructional training and assigning sales support people. Our company looked into several similar programs like this, and GemCap was the best. We have been assigned a support specialist and he is very knowledgeable and efficient. I would highly recommend GemCap to anyone that is considering offering bi-weekly services.”

Keith Swisher
Owner, Statewide Mortgage
Louisville, KY

“I've been using GemCap's Bi-weekly program for about 4 yrs or so. I retail the bi-weeklies in conjunction with our mortgage services and sell them at $449. An average month is about 3 sales, which nets us about $1262 or about $15,000 extra per year. I simply include the biweekly proposal in our initial preliminary disclosures that are sent out and our clients will ASK US "what is this?” We never even have to "sell" it. It truly sells itself as the numbers speak volumes. I've done 3-4 loans on different properties for my accountant over the years, having closed his last as recently as this past summer and as we're discussing the details of this deal he says, "make sure you hook me up with the bi-weekly program". And this guy is THE NUMBERS CRUNCHER!! The benefits are obvious! I want to thank you for your support and looking forward to our future relationship.”

Herschel Bentley
Owner, Bentley Mortgage Group Inc.
Odessa, FL

“I have been a representative of GemCap Equity Management now for about 3 months. Their XP program is very well received by our customers, due to the fact that an upfront enrollment fee for their EBS program is not required. GemCap has supported our company with instructional training and assigns sales support people who are knowledgeable and easy to work with. More importantly they are easily accessible by telephone or email. My first enrollment experienced a Lender caused problem and Chris, our GemCap representative and his staff showed the Lender how to correct their problem and made us a customer service winner! I would personally recommend GemCap to anyone that is interested in becoming a representative. Thank you GemCap and the support staff.”

Donavan Brown
Guaranteed Mortgage
Fort Myers, FL

“I’m a Loan Officer for a Mortgage Broker and have been a representative of GemCap Equity Management. Their XP program is well received by my A & Alt A customers because they do not have to pay up front to enroll in the EBS program. GemCap does a nice job supporting me with instructional training and assigning sales support people. Allows me to build a sales network with creative promotions and sales support follow-up, which allows you to grow and build. My sales support specialist is great and he is very knowledgeable, creative and nudges me to be productive in a professional manner. I would recommend participating in GemCap to anyone that comprehends networking and is looking for additional income without a major investment of time or money.”

Burt Wallace
Mortgage Professional
Great Neck, NY

“I enjoy working with GemCap because it allows me to offer their EBS Program which saves my clients tens of thousands of dollars while providing an excellent income for myself. This value added service helps to provide us with referrals because it is so well received. I had IMMEDIATE success with offering the EBS Program to my clients and have already begun to build my referral income. GemCap allows me to build referral and residual income by simply encouraging my colleagues to talk with them. I would recommend GemCap to anyone.”

Mary Kearney
Carteret Mortgage
Jamestown, NC

“I’ve been with two other similar direct sales companies. Never, in over eight years of selling, have I made true residual income like I have in GemCap! The Equity Building System truly saves my customers thousands of dollars, which makes for great relationships. Every professional should look at GemCap. The rewards will set you free!”

Jorge O’Henry
Independent Distributor
Toledo, OH

“As a homeowner and small business owner myself, I see an unmatched opportunity to sell a service that allows people to save thousands in interest. This is a business that allows everyone to win. Thanks for all your support GemCap!”

Richard Perz
Mortgage Professional
Sylvania, OH

“I was introduced to GemCap because I wanted to systematically pay down my debt. The EBS made so much sense that I joined the company. Now, I am making great money by gathering customers and referring other professionals to sell. The income potential is incredible!”

Heidi Bisbee
Independent Distributor
Bowling Green, OH

What The Media Says about Bi-Weeklies…

“What started as a mortgage lenders’ marketing gimmick is on its way to becoming the hottest home loan of the decade…Biweeklies reduce interest expense and build home equity faster…and home equity loans will be the only way to borrow for consumer purchases and deduct the interest…”

USA Today

“Whether you already have a mortgage or are in the market for a new loan, you can probably save tens of thousands of dollars by “investing” in your mortgage…homebuyers can take advantage of several new types of mortgage that have an accelerated payment schedule.”

Consumer Reports

“Making mortgage payments correspond to America’s payday makes a lot of sense.”

The Wall Street Journal
Roger E. Burk
Former President, Fannie Mae

“The simple fact is that a biweekly mortgage not only saves the homebuyer a bundle; but makes him or her a new homeowner much sooner than the traditional monthly mortgage does.”

Parents Magazine

“In mortgages are biweekly…Lenders likely to push biweekly mortgages.”

USA Today, Money Section

Why Do Homeowners Need Auditing?

“The big scandal last summer was the discovery that a tremendous number of errors are made by lenders when they figure changes in adjustable rate mortgages…The error rate in loan payment calculations ranges from 25% to 50%, depending on who’s doing the auditing.”

USA Today

“Borrowers urged to carefully monitor mortgage bills to prevent misbillings…That is because a federal agency has found that many banks and mortgage servicers are flunking the rate-adjustment test themselves, with the result that many- perhaps one of every four- borrowers are boing billed too much or too little every month.”

The New York Times

“A recent report that borrowers may have been overcharged as much as $8 billion on adjustable-rate mortgages and other types of loans has renewed calls from some experts that homeowners should pay closer attention to changes in their ARM’s interest rate.”

Los Angeles Times